Introduction

My academic work is driven by a simple belief: research should not remain confined to journals or classrooms. It should help individuals, organisations, and society make better decisions.

As a scholar-practitioner, I combine more than three decades of industry experience with doctoral research, bringing evidence-based thinking into leadership, financial services, consumer behaviour, artificial intelligence, and organisational development.

My teaching philosophy emphasises critical thinking, practical application, and lifelong learning. Whether working with undergraduate students, postgraduate learners, or experienced executives, I seek to bridge academic theory with the realities of professional practice.

Doctor of Business Administration

Golden Gate University

My doctoral research examined how Generation X Singaporeans perceive and adopt the Singapore Financial Data Exchange (SGFinDex), a national digital infrastructure designed to improve financial planning through secure data sharing.

The study explored how trust, usability, technological readiness, and human judgement influence financial technology adoption. Conducted using qualitative research methods, the project contributes to a growing body of knowledge on digital financial ecosystems and highlights the continuing importance of human interpretation alongside technological innovation.

Beyond its academic contribution, the research reflects my long-standing interest in translating evidence into practical strategies that improve financial decision-making for individuals, advisers, organisations, and policymakers.